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信用卡风险控制与管理

Credit card risk control and management

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文献类型:
中国会议
文献来源:
决策论坛企业行政管理与创新学术研讨会论文集上 2016年
会议地点:
中国北京
主办单位:
中国武汉决策信息研究开发中心,决策与信息杂志社,北京大学经济管理学院
作者:
李泽浩
基金:
河南大学经济学院
分类号:
F8322
关键词:
信用卡论文  控制论文  管理论文  风险论文  用卡论文  

摘要:信用卡是由信用卡公司依照客户的信用度与财产发给持卡人,持卡人持信用卡消费时无须支付现金,到账单日时再进行还款的简单的信贷服务。随着信用卡业务在广大生活中的普及和推广,信用卡消费也越来越受欢迎,信用卡的风险问题也逐渐显现出来。各方应进一步加强信用卡的风险控制与管理,制定出相应的对策。

Abstract:The credit card is issued by the credit card companies according to the customer's credit and property to the cardholder. When the cardholder holds the credit card consumption, he doesn't need to pay cash, and then makes a simple credit service when he arrives on a single day. With the popularity and popularization of credit card business in the vast majority of life, credit card consumption is becoming more and more popular, and the risk of credit card has gradually emerged. All parties should further strengthen the risk control and management of credit cards, and formulate corresponding countermeasures.

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